|Facts||WHAT DOES WORLD OMNI FINANCIAL CORP. (FOR ITSELF AND DOING BUSINESS AS SOUTHEAST TOYOTA FINANCE) DO WITH YOUR PERSONAL INFORMATION?|
|Why?||Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.|
|What?||The types of personal information we collect and share depend on the product or service you have with us. This information can include:
— Social Security number and account balances
— Payment history and transaction or loss history
— Credit history and credit scores
|How?||All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons World Omni Financial Corp./Southeast Toyota Finance chooses to share; and whether you can limit this sharing.|
|Reasons we can share your personal information||Does World Omni/Southeast Toyota Finance share?||Can you limit this sharing?|
|For our everyday business purposes –such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus||Yes||No|
|For our marketing purposes - to offer our products and services to you||Yes||No|
|For joint marketing with other financial companies||Yes||No|
|For our affiliates’ everyday business purposes –information about your transactions and experiences||Yes||No|
|For our affiliates’ everyday business purposes – information about your creditworthiness||Yes||Yes|
|For our affiliates to market to yous||Yes||No|
|For nonaffiliates to market to you||Yes||Yes|
|To limit our sharing||Call 1-800-553-0159 – our menu will prompt you through your choice(s)
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
|What We Do|
|How does World Omni/Southeast Toyota Finance protect my personal information?||To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.|
|How does World Omni/Southeast Toyota Finance collect my personal information?||We collect your personal information, for example, when you
— Apply for financing or apply for a lease
— Provide account information or pay us by check
— Give us your contact information
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
|Why can’t I limit all sharing?||Yes|
|For our affiliates’ everyday business purposes –information about your transactions and experiences||Federal law gives you the right to limit only
— Sharing for affiliates’ everyday business purposes – information about your creditworthiness
— Affiliates from using your information to market to you
— Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law
|What happens when I limit sharing for an account I hold jointly with someone else?||Your choices will apply to everyone on your account.|
|Affiliates||Companies related by common ownership or control. They can be financial and nonfinancial companies.
Our affiliates include financial companies such as CenterOne Financial Services LLC, and nonfinancial companies such as DataScan Holdings LLC and its subsidiaries, Jim Moran & Associates, Inc., JM Family Enterprises, Inc., and Southeast Toyota Distributors, LLC and its subsidiaries.
|Nonaffiliates||Companies not related by common ownership or control. They can be financial and nonfinancial companies.
Nonaffiliates we share with can include motor vehicle dealers in Alabama, Florida, Georgia, North Carolina and South Carolina.
|Joint Marketing||A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Our joint marketing partners include consumer finance companies.
|Other important information|
Unless you have given your express written consent, we will not share your personal information for our affiliates to market to you, for nonaffiliates to market to you, or for joint marketing with other financial companies.
Unless you have given your express written consent, we will not share your personal information for nonaffiliates to market to you. In addition, we will not share a consumer credit report about you with affiliates for their everyday business purposes or for their marketing purposes, except with your express written consent.
We are licensed and examined under the laws of the State of Texas and by state law are subject to regulatory oversight by the Office of Consumer Credit Commissioner. Any consumer wishing to file a complaint against us should contact the Office of Consumer Credit Commissioner through one of the means indicated below: In person or U.S. Mail: 2601 North Lamar Boulevard, Austin, Texas 78705-4207. Telephone No.: (800) 538-1579. Fax No.: (512) 936-7610. E-mail: email@example.com. Website: www.occc.state.tx.us.